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Announcement: Accepting Student Loan Applications

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The Student Loan Fund for Higher Education Institutions in Palestine announces the commencement of receiving loan applications for the first semester of the academic year 2026/2027, for needy students in Bachelor’s and Intermediate Diploma programs.

Application Period:

From Wednesday, September 23, 2026, until Sunday, November 1, 2026.

Application Procedure:

First: Students who did not submit a loan application, or whose applications were not audited in the second semester of 2025/2026:

  1. Log in to the student account via the Student Loan Fund electronic services portal:
    http://eservices.iqrad.edu.ps
  2. Enter the online loan application details and make sure to save the application.
  3. Submit all required supporting documents to the Deanship of Student Affairs.
  4. The application will be considered incomplete and will not be processed if the document submission and auditing step is not completed.
  5. Students who do not have an account on the Fund’s website must create a new account before applying, by referring to the user manual:
    https://eservices.iqrad.edu.ps/DHeight/StudentManual

Second: Students who previously applied for a loan and had their applications audited in the second semester of 2025/2026:

  • Log in to the student account via the electronic services portal.
  • Select “Renew Loan Application” to confirm the desire to apply for the current semester.

Eligibility Criteria:

  • The student must be regularly enrolled in a higher education institution in Palestine, financially needy, and pursuing a Bachelor’s degree or an Intermediate Diploma program.
  • The student must have completed at least one academic semester.
  • The cumulative GPA must not be less than 65% for Bachelor’s degree students and 60% for Intermediate Diploma students (under the percentage system), or 2.0 (under the point system).
  • The student must be registered for a minimum of 12 credit hours in the first semester of 2026/2027.

Important Notes:

  • In case of losing the username or password, students can consult the Deanship of Student Affairs at their institution or visit:
    https://eservices.iqrad.edu.ps/Forget
  • Parallel education fees are calculated based on regular approved tuition fees, not parallel program rates.
  • The loan percentage shall not exceed 75% of the student’s tuition fees, subject to the financial condition of the Fund.

Please adhere to the specified application period and complete all required procedures and documentation.

When dreams come true!

Start building your future at ZUST, learn what you need to build a successful career, and earn your place as an active member of society.
Salfit Road, Al-Lubban ash-Sharqiya – Salfit
0097593209070
0097022420555
info@zust.edu.ps

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President message

Al-Zaytouna University of Science and Technology in Salfit was established to be a distinguished academic institution, joining its sister Palestinian higher education institutions, and serving as an active partner contributing to economic, cultural, and societal development. The university aspires to raise the level and quality of education, providing a learning and research environment that enhances outcomes aligned with the needs of the labor market locally and regionally—particularly in this era of rapid technological advancement and the accelerating applications of artificial intelligence systems and information security in various aspects of life, which have had a profound impact on reshaping the daily life of individuals and societies.

To realize its vision, which focuses primarily on the creation and dissemination of knowledge, the university has been keen to offer diverse and specialized academic programs at the levels of the intermediate diploma and bachelor’s degree. God willing, the university is moving towards granting graduate degrees at the master’s and doctoral levels within the coming two years, thereby opening multiple educational opportunities for students who have joined the university. It has also attracted an outstanding academic faculty with high qualifications and practical experience, and provided a modern campus and well-equipped laboratories that meet the required standards to achieve the goals of its academic programs. The university has further attracted outstanding and distinguished students through scholarships, which has contributed to fostering creativity and excellence, leading to better outcomes for the labor market and advancing the sustainable development of Palestinian society. This, in turn, positions the university and its graduates alongside local, regional, and international institutions in their ability to compete in the job market.

I also address my message to our dear students who have successfully passed the General Secondary Examination, encouraging them to pursue programs and specializations in line with their aspirations and abilities. I warmly welcome them to join Al-Zaytouna University of Science and Technology in Salfit, which will offer them educational opportunities across a wide range of fields, including engineering and technology, health and natural sciences, administrative sciences, as well as technical and applied disciplines. These programs will provide students with broad prospects for diverse employment opportunities, particularly as they are designed to align with the needs of the Palestinian labor market.

In conclusion, we pray to Almighty God to protect our homeland, Palestine, to strengthen its people, and to unify their ranks so they may be able to face the challenges and hardships imposed by the occupation on our steadfast people across all governorates of the nation. It is therefore incumbent upon us all to work diligently and sincerely to build this homeland, striving for freedom and a life of dignity, security, and peace.

 

President of the University

Prof. Dr. Dawood Al-Zaatari